Chamber Benefits Package

Regular full-time employees* of the Seattle Metro Chamber receive a premium benefits package described below. Benefits available to regular part-time employees* are also outlined below.


Health Insurance

  • Medical:  Regular full- and regular part-time employee can choose one of three plans:
    1. Premera Sterling 750 Plus / Preferred Provider (PPO) Plan—for employees who work at least 30 hours per week, Chamber pays employee premium less employee medical premium share of $15, $25 or $35 (depending on salary); for employees who work between 20-30 hours (but fewer than 30 hours) per week, Chamber pays a pro-rated share of employee premium, less a pro-rated employee medical premium share (depending on salary). Employee pays for covered dependent/spouse**; or

    2. Premera Titanium 500 Prime / Preferred Provider (PPO) Plan—for employees who work at least 30 hours per week, Chamber pays employee premium less employee medical premium share of $15, $25 or $35 (depending on salary); for employees who work between 20-30 hours (but fewer than 30 hours) per week, Chamber pays a pro-rated share of employee premium, less a pro-rated employee medical premium share (depending on salary). Employee pays for covered dependent/spouse**; or

    3. Kaiser Permanente (HMO) Plan—for employees who work at least 30 hours per week, Chamber pays employee premium less employee medical premium share of $15, $25 or $35 (depending on salary); for employees who work between 20-30 hours (but fewer than 30 hours) per week, Chamber pays a pro-rated share of employee premium, less a pro-rated employee medical premium share (depending on salary). Employee pays for covered dependent/spouse**

  • Dental:  Delta Dental of Washington—Chamber pays the entire employee premium for employees who work at least 30 hours per week; Chamber pays pro-rated share of employee premium for employees who work between 20-30 hours (but fewer than 30 hours). Employee pays for dependents/spouse.**
  • Vision:  Vision Service Providers (VSP)—Covers eye exams (with copay), glasses and contact lenses (after copays); includes a benefit for laser surgery. Chamber pays entire employee premium for employees who work at least 30 hours per week; Chamber pays pro-rated share of employee premium for employees who work between 20-30 hours (but fewer than 30 hours). Employee pays for dependents/spouse.**

Life and Long-Term Disability Insurance

  • Life: Available only to full-time employees (defined as 40 hours per week). No cost to employee. Not available for dependents. Benefit is two times annual salary to maximum of $300,000 for most covered employees.
  • Accidental Death & Dismemberment: Available only to full-time employees (defined as 40 hours per week). No cost to employee. Not available for dependents. Accidental death benefit is three times annual salary to maximum of $300,000; dismemberment benefit based on injury. Optional additional personal accident insurance available to full-time employees for family members. Employee pays cost, depending upon amount of insurance desired.
  • Long-Term Disability: Available only to full-time employees (defined as 40 hours per week). No cost to employee. Benefit is approximately 2/3 of basic monthly salary (reduced by any amount received from social security). Goes into effect after 90 days of disability and stays in effect until age 65.

Investment Opportunities

  • 401(K) Savings Plan: All employees eligible to begin making contributions immediately upon hire. Employee can contribute up to 50% of salary, to federal limits. Chamber matches up to 6% of eligible earnings. Incremental vesting of 20% per year; at full vesting in five years, match is dollar-for-dollar.
  • Discretionary Profit-Sharing Contribution: All employees eligible after one year of employment. Contribution of 1%-5% of regular earnings made twice annually, at discretion of Chamber CEO; incremental vesting of 20% per year, with full vesting in five years.

Payroll

  • Pay Day: Pay days are the 15th and last day of each month, via direct deposit to up to three employee bank accounts.

Paid Time Off

  • Vacation: Two weeks per year during first four years of employment, three weeks beginning in fifth year, with incremental increases to maximum of five weeks per year for 20 years’ service and beyond. Vacation accrues monthly and is not to be taken during first six months of employment. Pro-rated for part-time employees.
  • Sick Leave: For full-time employees, 10 days per year accruing monthly, to a maximum of 90 days. Part-time employees accrue sick leave based on hours worked.
  • Paid Holidays: Nine days per year, pro-rated for part-time employees.
  • Personal Days: In addition to paid vacation, sick leave and company holidays, regular full-time and regular part-time employees on the payroll as of January 1 receive two personal days annually (pro-rated for part-time employees); those hired on or after July 1 receive one personal day for that year, and two personal days in subsequent years.
  • Paid Parental Leave: After one year of service, employees who give birth to a child, adopt a child or receive a foster child placement will receive 240 hours of paid parental leave to use within one year of receiving the leave.
  • Week Between Christmas And New Year's: The Chamber is closed; this paid time off does not need to be charged to leave.
  • Community Service Leave: 2 days per year of paid leave to volunteer at non-profit organizations. Pro-rated for part-time employees. Does not accrue and is pro-rated based on date of hire.

Other Coverage and Benefits

  • Health Care/Dependent Care Reimbursement Accounts: Optional payroll deductions of pre-tax dollars for health care and/or dependent care; medical reimbursement account includes a debit card. All employee premium shares and employee-paid dependent premiums are handled on a pre-tax basis.
  • Employee Assistance Plan: Wellspring Family Services, a United Way agency, provides employees and members of their families with confidential assistance with anger management, drug dependency, elder care, work-related problems, relationship problems and other counseling needs. Three full counseling sessions annually at no cost to employee/family member, with coverage for continuing counseling coordinated with employee's medical benefit.
  • Transit Passes: Unlimited ORCA passes available for employees for $28 per month.

*Consistent with federal law, full-time status for health insurance purposes is defined as working at least 30 hours per week. Employees who work at least 20 hours per week but fewer than 30 hours are eligible to participate in Chamber health insurance plans by contributing a pro-rated share of the costs, based on the number of hours they work.

**After 5 years of service, for full-time employees, Chamber pays medical/dental/vision for covered dependent child(ren), less the appropriate medical premium share for each covered child. Employees with a covered spouse continue to pay 100% of the premiums, if their covered spouse has other insurance available; otherwise, Chamber pays for spouse, less the appropriate medical premium share.